Required Health Insurance

All undergraduate students carrying nine or more semester hours are required to have health insurance through either an individual/family plan or the University-offered plan. International students, regardless of classification, are required to carry the University-offered insurance as a minimum standard of coverage and are not eligible for a waiver of the insurance. Students majoring in nursing must have health and accident insurance coverage at any time they are enrolled in a clinical course regardless of the number of semester hours carried.

The plan offered by TCU provides major medical coverage at a reasonable cost. Detailed information about the University-offered plan is available by accessing the Health Center's Web site and clicking on the Insurance Elect/Waive link.

If adequate coverage is provided by a family/individual plan, the University-offered insurance may be waived at the beginning of each fall online at healthcenter.tcu.edu. A waiver entered at the beginning of the fall semester will remain in effect for that academic year. Failure to enter a waiver online by the specified deadline will result in the student being automatically enrolled in and billed for the University-offered student health insurance. The deadlines are published in the student newspaper, on the Health Center's Web site, and in e-mails sent to the student's TCU e-mail address. For students entering in the spring semester, a waiver must be entered online at the beginning of that semester. Deadlines for the spring semester are published in the student newspaper, on the Health Center's Web site and in e-mails sent to the student's TCU e-mail address.

Although not required for graduate students or undergraduates carrying less than nine semester hours, the TCU Student Health Insurance Plan is available for students attending credit courses by specifically enrolling in the plan. Internet and television (TV) courses do not fulfill the eligibility requirements that the covered student actively attends classes. To specifically enroll in the University-offered plan, the "elect" choice must be entered online at healthcenter.tcu.edu prior to the semester's deadline for electing or waiving.





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